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About Me and Moolanomy

July 21, 2007 :: Money ::

About Moolanomy

What is this site about?

It’s about achieving financial goals, and ultimately building wealth. Is this why you are here? Are you looking for ideas on how to…

get out of debt?
save and invest for retirement?
grow your money?
improve your investing skills?
make the most of your money?

If so, then you are in the right place! Ultimately, I would like to explain this crazy chart to you. I called this my REAL Wealth Building Framework.

REAL Wealth Building Framework

Why did I start Moolanomy?

To improve my money management skill – I knew enough about money management to realize that I didn’t know that much. I figured blogging about money would help me improve this skill, and allow me to reach my financial goals faster. So far, it has been an amazing learning journey.
To write better — With English as a second language, and New York City public schools as my foundation, I knew my writing skills were far from perfect. I recognized that writing and effective communication are essential skills, and I thought blogging would be a great way to improve them.
To build alternative income — When my wife got pregnant (in 2007), I knew we were going to lose her income temporarily, incur some added expenses, and we would have to start saving for our son’s college education. I knew blogging could be a viable alternative income stream. So, I decided to blog for money. A nice side effect of personal finance blogging is that it opened me up to other income streams, and money savings opportunities — for instance, lending out money on Prosper, saving money with Ebates and PriceProtectr, selling Amazon books, etc.

About me

I am 34 years old (as of 2008), married to my wonderful wife who gave birth to a wonderful baby boy — Gavin — in December 2007. We own a small 3 stories townhouse (20 x 100 lot) at the edge of Jackson Heights in Queens (approximately $600,000 based on Zillow.com estimate).

Currently, I work full-time as an IT Manager in Brooklyn, New York — and, earning a little side-income with this blog. She is currently a stay at home mom.

Just to be clear, I am not a financial guru. What I am is a 34 year old man with $239,300 investment portfolio as of 1/1/2008 — how do you stack up? My goal is build a $1 million investment portfolio by 2017.

My wife and I share everything, and we do not separate our money. As such, this is the result of two people working together toward the same goal. What you read here is about my personal experience. I will share what I learned and know with you (my readers). I can be right or wrong. You can agree or disagree with anything I write — all I ask is that you leave comments so that we can communicate openly.

I have a variety of hobbies and interests that includes: movies, bicycling, reading, investing, photography, travel, the Web, and playing (chess, video games, etc.). As such, I may occasionally write about these topics. However, the main focus of this site will be about personal finance.